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privacy policy

Privacy Policy

Effective Date: May 26, 2025

 

1. Introduction

Neptune FCN LLC ("Neptune," "we," "us," or "our") is committed to safeguarding your privacy and personal data. This Privacy Policy describes how we collect, use, store, and protect your information when you use our mobile application, website, and associated services ("Services").

 

Neptune is intended for individuals 18 years of age or older. By accessing or using the Neptune FCN app and its services, you confirm  that you are at least 18 years old. 

By accessing or using the Services, you consent to this Privacy Policy. If you do not agree, please do not use the Services.

Our Commitment

Neptune exists to serve a values-driven community and empower resilient community economies. We never sell your data, distort your experience with ads, or compromise your trust. Your data is yours—and we handle it with integrity, transparency, and care.

 

2. Information We Collect

We collect the following types of information:

  • Personal Information: Name, email, phone number (optional), city/state, and other data you provide during registration or while using the app.
     

  • Usage Data: Device details, IP address, browser type, OS, and your interactions with the app.
     

  • Financial Information: Processed through third-party vendors; we do not store full credit card data.
     

  • User-Generated Content: Posts, videos, messages, or other shared materials.

  • Information submitted through applications to Neptune’s Full-Circle Giving Trust (the “Fund”), including name, contact details, income range, personal circumstances, and reasons for requesting aid

 

3. How We Use Your Information

We use your information to:

  • Deliver, maintain, and improve our Services, including app functionality, personalization, and performance.
     

  • Facilitate account registration, subscriptions, donations, and access to community features.
     

  • Communicate with you regarding account activity, support, product updates, or security notifications.
     

  • Analyze engagement trends to enhance user experience and community relevance.
     

  • Prevent fraud and abuse, and ensure platform integrity, safety, and compliance.
     

  • Fulfill legal obligations and enforce our Terms and Conditions and Network Guidelines.
     

  • Respond to inquiries, requests, or feedback through our support channels.

  • Provide non-promotional, service-related notifications relevant to your participation in the Neptune platform.

  • To assess eligibility and process requests for community support through Neptune’s Full-Circle Giving Trust (the “Fund”), in accordance with our Aid Program Participant Agreement

 

Notice at Collection (CCPA/CPRA Compliance)

In accordance with the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), we inform you that we collect and use the following categories of personal information:

  • Identifiers: such as your name, email address, and IP address
     

  • Usage Data: including interactions with the app, device type, and limited location data (if permitted)
     

  • Financial Information: such as transaction data processed securely by third-party payment processors (Neptune does not store full payment details)

We collect this data to operate and improve our platform, fulfill your requests, and meet legal and compliance obligations.

As a California resident, you have the right to:

  • Know what personal information we collect and how we use it
     

  • Request correction or deletion of your data
     

  • Limit the use of sensitive personal information
     

  • Opt out of the sale or sharing of personal data (Note: Neptune does not sell or share your personal information for commercial purposes)

To exercise your rights, contact us at https://www.neptunelife.org/contactus.

 

4. Legal Bases for Processing (EEA/UK Users)

We process personal data under the following lawful bases:

  • Your consent
     

  • To fulfill a contract
     

  • To comply with legal obligations
     

  • Based on legitimate interests, provided they do not override your rights

 

5. Sharing Your Information

Neptune does not sell or share personal information. We may share limited data with:

  • Service providers (e.g., payment processors, analytics partners)
     

  • Regulators or authorities when legally required
     

  • Successors in the event of a merger or acquisition

 

6. Data Retention

We retain personal data only as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law. Data from mutual aid applications is deleted within 90 days after resolution unless required for audit or compliance.

 

7. Data Security

We implement appropriate safeguards to protect personal data. While no method is 100% secure, we use encryption, limited access, and secure hosting.

 

8. Your Rights

Depending on your location, you may have rights to:

  • Access your data
     

  • Correct inaccurate data
     

  • Delete your data
     

  • Object to certain processing
     

  • Request portability of your data

To exercise your rights, contact: https://www.neptunelife.org/contactus.

8A. Your Choices

  • You may update or delete your profile at any time within the app.
     

  • You can opt out of communications by clicking “unsubscribe” or contacting us.
     

  • You may disable location access, cookies, or push notifications in your device settings.

 

9. International Transfers

Your data may be transferred to and processed in the U.S. or other countries. We ensure that appropriate safeguards are in place to protect it in accordance with applicable privacy laws.

 

10. Third-Party Services

We may include links to third-party websites. Their data practices are not governed by this policy, and we encourage you to review their terms before engaging.

We may use tools like cookies, pixels, and mobile SDKs to understand how users engage with our platform. This helps us improve performance, protect our systems, and enhance your experience. You can control these in your browser or device settings.

 

11. App Platform Permissions

Our mobile app may request access to your device’s camera, microphone, storage, or location services to support features like profile setup, community contributions, and local connections. You can disable these permissions in your device settings at any time.

 

12. Youth Privacy and Age Restrictions

By using our Services, you confirm that you are at least 18 years old. If we become aware that data has been collected from someone under 18, we will promptly delete it in accordance with the Children’s Online Privacy Protection Act (COPPA).

 

13. Global Privacy Control (GPC)

Neptune does not sell or share your data. We do not currently support browser-based GPC signals. If this changes, this policy will be updated.

 

14. GDPR & UK GDPR Compliance

Residents of the EEA and UK have the right to:

  • Access, correct, delete, and restrict processing of their data
     

  • Request portability
     

  • Object to processing
     

  • Withdraw consent at any time

To exercise your rights, contact: connect@neptunelife.org

 

15. Data Protection Officer (DPO) & GDPR Representative

A dedicated Data Protection Officer and EU/UK representative are being finalized. Contact us at connect@neptunelife.org for privacy-related inquiries until these contacts are updated.

 

16. Data Breach Notification

If we experience a data breach involving personal data:

  • We will notify applicable data protection authorities within 72 hours (as required under GDPR/UK GDPR).
     

  • If necessary, we will notify affected individuals without undue delay.
     

  • We follow all applicable data breach laws in your jurisdiction.

 

17. Changes to This Policy

We may revise this Privacy Policy periodically. Updates will be posted at https://www.neptunelife.org/privacypolicy and reflected in the “Effective Date” above. Continued use after changes constitutes acceptance.

 

18. Contact Us

Thank you for being part of Neptune—

If you have questions, please contact us at: https://www.neptunelife.org/contactus.

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